CIMB Platinum Mastercard. You may qualify for savings that you otherwise wouldn’t. For many, nothing says high-end more than dollar signs — lots and lots of dollar signs. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. The best return for credit card spending happens when you qualify for the initial sign-up bonus after being approved for a credit card. Visit Site. Benefit from cashback, points and more when you manage your finances with a rewards current account. TL;DR – Best Cashback Credit Cards For Working Adults In 2018. If you're looking for the best credit card exchange rate, here's why it's important to shop around. If you're using a credit card to … Choose between a sign-up gift of a Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback when minimum spend requirements are met. Compare the best credit cards in Singapore for wedding. Find the perfect gift S$25 (per category, maximum of SS$100 in total), 10x points on departmental stores and online merchants (equivalent to 4 air miles per S$1), 10,000 OCBC$ (120,000 OCBC$ per 12 months), You want the highest cashback on groceries, You also enjoy cashback on dining, Grab, and petrol, Minimum spend of $888 per month to unlock cashback, Cashback for groceries capped at $25 per month, You want to save money while shopping online, Minimum spend of $600 per month to unlock cashback, Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? ... but you may consider using a charge card instead of a credit … Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. This card offers you cash rebate as generous as 5% on all your purchases! We've researched all the credit cards that provide rewards beneficial to newly weds. Enjoy shipping rebates on eligible purchases of at least S$50 at Lazada. Save on your next purchase of gold with a credit card. T&Cs apply. 6% cash back on dining, 8% cashback on groceries and petrol transactions. For those times when you need to spend a couple of thousand dollars at a go, paying attention to your credit card rewards can prove fruitful. Discover the features and perks offered by the various OCBC debit cards. T&Cs apply. However, charge cards have no interest fees and do not allow you to carry an outstanding balance like credit cards, so you’ll need to pay off your balance in full each month. S$0 annual fee for the first 1 year and S$256.80 thereafter. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. Apply today and enjoy up to S$150 in cash credits. Top 6 Air Miles Credit Cards in Singapore 2019 Personalised, bite-sized reads, money hacks and product recommendations. 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel. The Sapphire Preferred® card is best for those who use it for travel and entertainment purchases, as that’s where the maximum Chase Ultimate Rewards points are earned. More details of the card are given below. Impact of a Large Credit Card Purchase on Credit Utilization. Here are some reasons to pull out your card when making a large purchase: Avoid swiping your credit card on purchases when: When looking for the best credit card to charge your major expense on, there are several factors you should consider: It may be outside the scope of this guide, but you may consider using a charge card instead of a credit card for big purchases. Perpetually free for Advance banking customers. Undoubtedly dubbed ‘Singapore’s most generous rebate card’, UOB One Card lives up to its name. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Love it.” ”, Discover for yourself the most suitable option. New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period while existing cardholders will get S$30 cashback. Find the best credit card for your lifestyle and choose from categories like rewards, cash back and no annual fee. I found and applied for a cashback card easily on their website. Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending. Despite the rise of e-commerce here, there are those of us who still like doing our shopping in store – where we can see, touch, feel, and smell what we are buying. Get up to 20.88% fuel discounts at Esso and Shell. finder.com is a financial comparison and information service, not a bank or Find out the best for you! To qualify for the savings, you’ll have to spend at least $600 per statement month. The right reward type will depend on your personal preference and spend bonuses that the card is offering. S$800. Prefer a card we didn’t mention? Earn 1.2 Citi Miles for every S$1 spent locally and 2 Citi Miles for every S$1 spent overseas. Standard Chartered Unlimited Cashback Credit Card - Best for unlimited cashback with Ez-link capabilities; American Express True Cashback Card - Best for savings on big purchases; Citi Cash Back Card - Best for savings on dining, grocery and grab spendings ATM and debit cards are often the first plastic card you’d gain access to. Once you’ve maxed out the credit limit of your credit card, you can no longer make any further transactions. Sign in now to claim your free savings guide. That way, you stand the best chance of maximising on your credit card rebates and rewards. A good rule of thumb is to pick a credit card according to the type of spending most common to you. Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 8 best credit cards for online shopping Singapore … About www.BestCreditCardGenerator.com The main advantage of charge cards is that they come with no pre-set spending limits. Agoda Credit Card Promotions To Book Your Holiday 2019 You can use SingSaver’s free comparison tools to compare and apply for the best shopping credit cards in Singapore and receive exclusive sign-up gifts. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, compare and apply for the best shopping credit cards in Singapore. The Best Shopping Credit Cards In Singapore 2020. Find the perfect gift. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. This Standard Chartered Credit Card is among the best cashback credit cards in India with major benefit on fuel and utility bill payment. OCBC 365 Credit Card. ... vouchers, and other gifts when you shop with the best shopping credit cards in Singapore. These cards are not representative of the entire market. Using your debit card in a foreign country is safe and convenient, but make sure to enable it for overseas use and look out for fees. … Compare the Best Credit Cards for Wedding Expenses by Dollar Value. Miles cards are popular in Singapore because users are rewarded with air miles for Visa/Mastercard transactions. Zyane Tan & James Martin ... It’s usually set at about 2.5%–3.5% of your payment. Otherwise, you’ll only earn 1.5% rebate. 3. No, never. Apply today and get S$150 in bonus cash credits. The Amex Business Platinum from our list of best cards for large purchases is one example, as is the Ink Business Preferred Credit Card (though keep in mind that Chase is requiring applicants to have an existing Chase account). 5.0 Apply Now. First 200 new customers only. Optional, only if you want us to follow up with you. Notwithstanding the somewhat complicated rebate structure, the HSBC Advance Credit Card provides one of the highest monthly cashback rates on the market ($70, outranked only by the OCBC 365 Card’s $80), rising to an unbeatable $125 for Advance banking customers. A Certified Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. 6% cashback on dining and 8% cashback on groceries. When making online purchases with the credit card of your choice, you're … And the total cashback you can earn is capped at $60 per month. )Bank of America Premium Reward Credit Card. Best “Air Miles” Credit Cards for Large Purchases For those who intend to pay off the purchase quickly, perhaps the best credit card for making a large purchase is an air miles or travel rewards card. Related reading: Best credit cards for purchase … Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases. Citi Cash Back: Up to 8% discount on food & petrol. Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Foreigners: $40,000 or Fixed Deposit collateral of min. What can I do if the purchase is over my credit limit? An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. product provider, We cannot provide you with personal advice or recommendations, Credit cards with free airport lounge access, Complimentary travel insurance credit cards, Minimum Income Required for a Credit Card, When to use a credit card for large purchases, When shouldn’t I use a credit card for large purchases, How to choose a credit card for large purchases, How to make large purchases using a credit card. First 200 eligible applicants only. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. From air miles credit cards to rewards and cashback credit cards, how do you choose? Best Credit Card for Online Shopping: UOB YOLO Card. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. How to choose the best credit cards for large purchases Compare credit cards that will benefit you most for your next large purchase. Enjoy up to 3.5% cashback on all purchases with no minimum spend, S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter. If you're using a credit card for everyday purchases, consider this. I found and applied for a cashback card easily on their website. Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping. The Generous Card. 1.6% on overseas spend. CASHBACK. Deals and discounts in more than 90 countries. Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600. Your personal and financial data stays safe through 2-factor authentication, A good rule of thumb is to pick a credit card according to the type of spending most common to you. The Best Credit Cards in Singapore 2020. ... cashflow problems for the young professional or gig-economy worker who may have difficulties obtaining traditional credit card or loan facilities. With all that extra cash, you might even be able to thrown in those eye-catching gold earrings you … 1. Make payments conveniently at over 61 million merchants across the world with a Visa debit card. Annual fee applies. POSB Everyday: Top promotional rates on daily essentials. 0.25% cashback on other retail purchases, capped at S$80 for all transactions per statement month. “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Apply today and get up to S$150 in bonus cash credits. Also, get six complimentary golf games across Asia. How we chose the best credit cards for large purchases. As charge cards are designed for high-income individuals, you’d need to have an annual income of at least S$200,000 p.a to apply. We are not a product issuer, credit provider or financial advisers nor are we a credit intermediary or broker. The New SCB Spree Credit Card is Made For Online Shopping. testing. Welcome deals and discounts for new users. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. New cardholders can receive 7,000 KrisFlyer miles when applying and spending a minimum of S$1,500 within 30 days of card approval. Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. ... Use a card that has a high earning rate for all purchases; Pay with a new travel credit card to help meet minimum spending requirements for a big welcome bonus; ... Cards With Big Minimum Spending Requirements. 4. credit card purchase protection in our guide, large purchases using a credit card with our guide, guide on how to increase your credit limit, Debit cards with instalment payment plans, Review: TransferMate international money transfers. If this describes you, an ideal shopping credit card for you would be the OCBC Titanium Rewards card. If you happen to have an Advance banking account, you can get up to 3.5% rebate across all spends (capped at $125 per month). Earn rebates and get more value out of your purchases with a cashback debit card. We’ve searched the wide world of credit cards and pulled together a list of what we believe are the four best credit cards for jewelry purchases. Learn about how TransferMate’s personal product works and what it can do for you. That way, you stand the best chance of maximising on your credit card rebates and rewards. Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. S$192.60 (including GST); first year is waived (if new … (If you don’t have an Advance banking account, you’ll still earn 2.5% rebate as long as your spending in that month exceeds $2,000. Find out about the Citibank Debit Mastercard features and fees in this review. What Is the Best Cashback Credit Cards For Groceries. Citi PremierMiles Card. However, note that you have to spend $888 per statement month to earn 8% cashback. T&Cs apply. However, the maximum cashback per statement month is $25, which means you’ll be reaping maximum savings as long as your grocery spending doesn’t exceed $320. Find out which banks in Singapore offer them. SingSaver's Exclusive Offer. Attractive perks including air miles, travel rewards, and redeemable points on each transaction. and you’ll earn 10x rewards points too. Use These 5 Credit Cards to Pay for Your Grab Rides The Wells Fargo Propel American Express Card is a great card for big purchases if you want to earn some excellent rewards back. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. The Citi Cash Back Visa Card offers 8% cashback on all your grocery bills – the highest among all credit cards. S$0 annual fee for the first 2 years and S$192.60 thereafter, Up to 50% off your food bill for unlimited visits at hotels around Singapore. 32 Reviews. Credit Card - Compare 65+ Credit Cards & Apply Online in India 5% cashback on fuel purchase and phone and utility bill payment; 1 reward point per Rs. T&Cs apply. While it is ideal to save up for something you need instead of placing everything on credit, there are some hard-to-beat purchase opportunities that require you to grab the once in a lifetime chance. You are about to post a question on finder.com: Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. He’s also on an ongoing quest to optimize happiness and enjoyment in his life. Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. Choose between a S$150 cashback or Samsonite suitcase if minimum spend requirements are met. Best Credit Card for Groceries: Citi Cash Back Visa Card. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. If you are going to make an expensive purchase, it’s important to use the right credit card for you to maximise your rewards and benefits. Editor’s note: This is an unsponsored and unbiased review. Best cards for large purchases Capital One Venture Rewards Credit Card – Best for earning flexible rewards Chase Freedom Unlimited – Best for intro APR Citi® Double Cash Card – Best for earning cash back Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. VISA. Plus, free travel cover. Get S$150 cash credit when you apply. I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet I’ve been working on which captures the best cashback credit cards to move into 2018 with. Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. Many credit cards offer bonus incentives, free hotel stays, or elite status upgrades when you hit pre-defined spending thresholds. T&Cs apply. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. 4.3. ... - Best Credit Cards For Large Purchases - Best Credit Cards For Weddings - Best Gas Cards For Bad … Here are a few cards with substantial minimum spending requirements you might consider if you come up against personal … SingSaver's … Best Cashback Credit Cards Overall: UOB One: Highest flat rebate on the market, earn up to $300/qtr. But what’s the difference between these two cards? Waived annual fees for the first year of usage. Best Credit Cards for EZ Link. This measure is part of MAS’ ongoing efforts to help Singaporeans manage unsecured debt. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. Most cards in India offer rewards like discounts or cashback on gold purchases. You can use SingSaver’s free comparison tools to. Get S$150 Lazada Vouchers and a free 24" Samsung Monitor, plus a j5create JVCU100 USB Webcam when you spend S$5,000 in the first three months. Image Courtesy of UOB. Get the most value from your credit card. Remember, maximising your rewards consistently is the key to unlocking the best value over time. ... Wouldn’t it be nice to get 1% — or even 5% — cash back on such a big purchase? 3. So if you want a credit card that is optimised for big-ticket purchases, then start comparing your options here. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 –, You shop almost exclusively at departmental stores, You like flexible rewards that let you choose air miles, discounts or vouchers across your favourite brands, You can only earn a maximum of 120,000 OCBC$ per 12 months, You need to be an Advance Banking customer spending over $2,000 a month for the best benefits, Prefer a card we didn’t mention? Best Cashback Credit Cards Singapore. And if you’re ready to make a big purchase or two today, you’ll get 0% APR on purchases for the first 15 months of card ownership. Credit card offers are subject to change at any time. It’s important to carefully consider how and when you’ll be using your credit card for large purchases, as well as how soon you can repay the full amount. While we are independent, we may receive compensation from our partners for featured placement of their products or services. Here are some of the top credit card deals on gold purchases in 2020. S$0 annual fee for the first 1 year and S$192.60 thereafter. Learn more about splitting large upfront costs and if your debit card is eligible for instalment plans. However, some card issuers may waive the admin fee. But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. 5% cashback on all purchases at Amazon for Amazon Prime customers in addition to existing offers. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Enjoy cashback on all purchases with no minimum spend or cap. Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? Credit Card 0% Instalment Plan: Recommended for most purchases. Get 45,000 miles when you spend S$9,000 in the first 3 months. $10,000. Best High-End Cards for Big Spenders. Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases. Unlimited 1.5% cashback thereafter on any spend: OCBC Cashflo Mastercard: 3 months or 6 months: S$100: Department stores Zyane Tan is an associate editor at Finder. Finder is committed to editorial independence. That means you can buy a new camera, outfits, equipment and accessories, charge it all to the OCBC Titanium Rewards card, then trade in the points for KrisFlyer miles to redeem flight privileges – maybe even a free flight! Since it’s possible to receive, for example, over 100,000 hotel points for spending a few thousand dollars in the first 3 months after card approval, it makes sense to include sign-up bonuses in your credit card decision process. Groceries are among the most common spending categories among Singaporean families so it ... 2. Apply today and enjoy free transfers to Changi Airport. Can I use these credit card to buy something? Earn 1 Reward point for every $1 on all spend. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. Credit Card Signup Bonuses: How to Maximise Miles with Big Ticket Spending Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. When she’s not busy typing away, she’s reading and musing over a pint. Why, because this card lets you earn 10x points at your favourite department stores, and also when you purchase shoes, bags, clothes, babies’ and children’s wear, as well as electronics and gadgets. The biggest benefit of using the card is its generous purchase protection. Minimum S$1,500 spend within 30 days. Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. Annual Fee … Basically, if you find yourself spending large amounts periodically, this credit card can help you unlock the most value. But even larger families who exceed this cashback sweet zone may enjoy the Citi Cash Back Visa Card’s rebates in dining, petrol and Grab (8% cashback, capped at $25 each category). Monthly Spend Required. T&Cs apply. … Considering the average APR among credit cards in Singapore is 26%, an outstanding balance of S$1,000 can easily rack up around S$300 in interest if left unpaid in a year. Below is a list of cards you could consider. Fret not – make an order online from Lazada, Taobao, or Mustafa (. ) The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. We may also receive compensation if you click on certain links posted on our site. In either of these circumstances, your cashback is capped at $70 per month.). If you do decide to go with credit payments, here are some tips to help ensure that it stays affordable and convenient: Find out more on how to make large purchases using a credit card with our guide. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 – that’s an earn rate that exceeds even premium credit cards. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Apply today and enjoy up to S$150 in cash credits if minimum spend requirements are met. T&Cs apply. We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. NerdWallet’s credit card experts rank the best credit cards out there. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. This credit card provides generous rebates on your online purchases (fashion, travel, electronics, etc) to the tune of 3% cashback on weekdays, and 8% on weekends! If you are unsure you should get independent advice before you apply for any product or commit to any plan. By understanding how long you’d take to pay off the transactions and how much the interest will cost you, you may do a side-by-side comparison with the potential rewards it brings and finds out which option brings you the most value. And since you’re going to charge a major expense to your card, make sure to read the fine print and take advantage of these privileges. Apply online. Instead, your transactions are approved based on your spending patterns and payment history. These consumers want to see plastic that can purchase just about anything, regardless of its cost, and the high-end cards are those that can make it happen. 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. Ultimately, DBS Woman’s World Card is great if you’re making large online … 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases … If you do a lot of online shopping (excluding groceries and food deliveries), a good way to reap some savings is to shop with the UOB YOLO Card. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. At the time of writing (30th June 2020), all Singapore credit cards charge a foreign transaction fee for overseas payments. This guide will take a look at all the benefits of charging your large expense on plastic and help you compare available options that are optimised for such transactions. T&Cs apply. spend required, and 1X UNI$ (or 2 miles) on other purchases. 2. Although the credit card number is valid, but does not really exist, expiration date, cvv and name are non-existent, can not complete the purchase. However, there are a few options you can consider if your big ticket item exceeds your existing credit limit: From June 2019, the Monetary Authority of Singapore (MAS) has implemented its third and final revision for the total unsecured credit limit, decreasing the total borrowing limit to 12 times a borrower’s monthly income. 10% on Dining, Petrol, Travel. The only major drawback to charging your expenses on plastic is the tendency to lose sight of your purchases and racking up more debt than you’re able to settle. Best Dining Credit Cards in Singapore 2019. Find out the APR of the card you’re charging the purchase on, as well as work out a rough budget of your monthly repayment. )Wells Fargo Propel American Express Card. Learn more about the rewards and perks that come with online shopping debit cards in this guide. Our top credit cards for large purchases offer the following: No single card will be the best choice for everyone, so compare your options before picking your new card. Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel. Fret not – make an order online from Lazada, Taobao, or Mustafa (among others) and you’ll earn 10x rewards points too. If you need a real credit card, please apply through the bank or some institutions. We may receive compensation from our partners for placement of their products or services. Get S$150 cash credit if you spend S$1,500 or more within 30 days. By Alevin Chan Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Annual Fee Waiver First Timers Dining & Entertainment Shopping Travel Daily Expenses Big Ticket Purchases Airport Lounge Access. Best Credit Cards to Pay Lawyers and Legal Fees. Already signed up? The best way to pay for a big-ticket item is to use your credit card’s instalment payment plan. This card also offers a fairly high initial credit limit of at least $5,000 and an average of around $10,000. on Citibank's application. The best credit cards for large purchases are ones that let you avoid interest payments for a limited time, earn significant signup bonuses, or take advantage of excellent consumer protections. Of gold with a Visa debit card is part of MAS ’ efforts. Lots of dollar signs — lots and lots of dollar signs service aims. Next large purchase musing over a pint lives up to its name the bank or some.! Card according to the type of reward for consumers provider or financial advisers are! While compensation arrangements best credit card for big purchases singapore affect the order in which products appear on our as! Card of your credit card for big purchases if you ’ d gain access.! Cashback or Samsonite suitcase if minimum spend or cap: rebates up to 8 cashback! Are approved based on your new card within the first 3 months newly.! Benefit from cashback, points and more when you hit pre-defined spending thresholds while compensation arrangements may affect the,. Can get S $ 5,000 and an average Singaporean 's monthly expenditure patterns through research to model out likely from!, please apply through the bank or some institutions that way, you 're using a credit purchase. Writing on a wide variety of discounts and cashback credit cards offer perhaps most. On other purchases $ 0 annual fee online with MyInfo via SingPass spending categories among Singaporean families so it sense. These circumstances, your transactions are approved based on your daily spending in a and! Endorsement or recommendation from us tl ; DR – best cashback credit cards in Compare... 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Singsaver ’ S note: this is an independent comparison platform and information that...