21 - 27 years old. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). Cashline Fee Waiver. You may request to waive your annual fee, finance or late charges. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! Credit Cards. Learn more about no annual fee cards. Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. All financial products and services are presented without warranty. Not all of us have time to spare waiting for a real human to pick up our call. Only a handful of them have indefinite annual fee waiver. HSBC SG . All financial products and services are presented without warranty. Only a handful of them have indefinite annual fee waiver. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. If you do not have your Credit Card PIN, please call +65 6333 6666. S$192.60 (Principal card) Credit Limit. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Not everyone can keep track of when their annual fee is due. Monthly Spend Required. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. Use of this site constitutes acceptance of our. Cash Advance fees applies. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. The credit limit will be S$500. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … The details you see on our site may be different from others. News Apple's credit card with no annual fee is interesting but it's not available in Singapore By Wong Chung Wee - on 26 Mar 2019, 6:26pm Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.” All rights reserved. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. Get a fee waiver for 2 years. ... Singapore Airlines Credit Cards - Get the most out of life. Get one now and save your money today. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. It’s also worth checking the interest rates and make sure don’t end up paying interest rates on the higher scale as compared to a credit card with an annual fee. The VentureOne card requires good credit. S$12,000 per year to get subsequent waiver. Cash Advance fees applies. Request via digibot. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. MoneySmart. Standard Chartered Unlimited Cashback Credit Card. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. Here are 10 most recommended zero annual fee card in Malaysia. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. All credit cards It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. Visit Site. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Annual fee. Best No Annual Fee Credit Cards in Malaysia 2020. No fee credit cards. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Compare No Annual Fee Credit Cards in Malaysia. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. What is no annual fee credit card in Singapore? – Find cards that offer rewards or cash back on purchases. Sep 24, 2020. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. Joanne Poh. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. Annual fee. No one likes paying fees. 2 Annual fee for Lady’s Solitaire MasterCard is waived upon annual spending of RM30,000 and above. It is rare to get a credit card with no annual fee in Singapore. It offers both convenience and value.-Opening in same window Learn more. If you want to skip the long and winding yearly call with your credit card provider just to have your annual fee waived, you can save yourself precious minutes with a no annual fee credit card. If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. Looking for a credit card with annual fee waived for life? The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Citi PremierMiles Visa Card: Best all-rounded air miles card. The main drawback is that the minimum spending requirement of $800 is quite high. Additionally, this site may be compensated through third party advertisers. Compare credit cards with no annual fees. Annual Fee. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Rinse and repeat for ALL your cards. When travelling overseas or shopping online be personalised to your preferences spend with Standard Chartered credit with. Two … no one likes paying fees made per calendar month save with... 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